Mortgage Lending

When securing a Home Loan from a bank, you gain the ability to purchase a property and repay it over 20-30 years. Banks, a popular choice among New Zealand homeowners, make housing dreams a reality. In case of missed payments, the bank may sell or take possession of the property.

Banks lack the personalised service they once offered. For a personal connection and someone genuinely invested in your success, opt for a Wellsford mortgage broker like Laura. Trusted and experienced, Laura compares policies, rates, and bank appetites to find the best deal for your unique scenario.

Did you know that in most cases, brokers don't charge fees? Instead, they receive a commission from the banks upon loan repayment, considered a part of acquiring a new customer.

So how does this work with Laura? Well, she works for free, not charging for her time. However, in cases where private or non-bank loans are needed, have you considered that the lender may charge more? Rest assured, Laura discusses this in detail, ensuring your full understanding and permission.

Purchasing your initial home can feel overwhelming. Having someone guide you through the process with expert advice and support can truly make a difference. It's more than just a financial path; it's also an emotional one! We have a significant number of first-time home buyers among our clients, and we are excited to assist you in your path to home ownership.

When seeking a mortgage broker, it's essential to find someone who can help you navigate the various options available, whether you're looking to invest in property, renovate your home, or secure a second mortgage. With Laura's assistance, navigating this process will be a breeze. If you opt to save money while settling bills or focus on maximising the performance of an investment property. Feel free to reach out, Laura is prepared to assist you immediately.

This is the ideal moment to acquire your dream home in Wellsford, all thanks to the ongoing development boom. There are various challenges that could impact your application, such as delays, shortages, or price changes. With a professional mortgage broker in Wellsford like Laura, you can stay informed about these developments to ensure a smoother lending process.

Fluctuations in the financial market lead to changes in interest rates over time. When rates are on the verge of changing, it's a great opportunity to consult with a mortgage broker. Are you satisfied with the service provided by your bank? Are there any additional loan options? If your company relocates, a significant financial contribution could be available. Laura is available to help you continuously optimise your financial plan by finding opportunities to save money or adjust loan terms with minimal changes.